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Mis-sold credit card when starting University

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Comments

  • chattychappy
    chattychappy Posts: 7,302 Forumite
    I do hope that the OP's degree was not law.

    One of mine was law! You'd be amazed at how law students can be completely logical in analysing a contrived, complicated case study but when something affects them personally, all their legal training flies out of the window.
  • mcpitman
    mcpitman Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lynz wrote: »
    Hi all

    Am looking for some advice, support or encouragement to see if am on right lines...

    When I first started University back in 2003 I was given a credit card as a 'benefit' of my student account. I remember being very reluctant to take it and not really knowing what it was. But the 'seller' was very pushy and insisted it was a part of the student account and was an essential extra and that I only needed to pay the minimum. I signed the paperwork.

    Since then I have had a credit card. And month after month I added things onto credit card and every few months they would increase my credit limit without asking. This started a spiral credit cards which I cannot blame on the original seller however that initial credit card was definitely the start of something.


    Is this like being mis-sold? Can I complain to the original bank I was with? Anybody else have any similar issues????


    Thanks!!!


    This has to be a joke!


    I bought a friend a beer once, now he's an alcoholic..... is that my fault!?!
    Life isn't about the number of breaths we take, but the moments that take our breath away. Like choking....
  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    mcpitman wrote: »
    This has to be a joke!


    I bought a friend a beer once, now he's an alcoholic..... is that my fault!?!

    These days...quite possibly.

    I suggest you make a settlement offer to him sharpish before we see you in front of either Judges Rinder or Judy.
  • Half term is over, back to school!
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