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how best to pay off balance on card/s?
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The problem is that this isn't what you said. You said you personally follow one method, then went on to say that it is more structured, without qualification.
A personal viewpoint doesn't need qualification and indeed cannot be qualified. i.e. Personally I find paying off the card with the lowest balance and then progressively paying off all the cards with the card with the lowest balance first to be more structured. Now perhaps tell me how you would like me to prove that.0
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