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Iva nightmare
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blueflower24
Posts: 3 Newbie
what iva companies are the best?
0
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Hi,
Nothing to stop you going Bankrupt now, save your mother some cash.
Stop paying the IVA, use that for your bankruptcy payment, or another option is to carry on paying the IVA, you only have another year to go on it.
By going bankrupt now, it would extend the term of your bad credit, but that's a small price to pay i would say.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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