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Where to start & is it worth it? BC with 17K Limit

twotonealex
Posts: 72 Forumite
Afternoon all,
Once I have cleared a balance I will be left with a BC with a 17K limit.
I will renegotiate a deal with them when it comes to the end of my interest free period.
Im looking at a very low/0% money transfer to a bank account but am concernced the available saving rates might not be worth it.
Can any experienced stoozers advise what criteria I need to hit from a CC deal?
Is it best to draw from the savings account to make the minimum payment?
Based on 1.5% interest in a 123 account it equates to around £193 pre tax.
Thanks!
Once I have cleared a balance I will be left with a BC with a 17K limit.
I will renegotiate a deal with them when it comes to the end of my interest free period.
Im looking at a very low/0% money transfer to a bank account but am concernced the available saving rates might not be worth it.
Can any experienced stoozers advise what criteria I need to hit from a CC deal?
Is it best to draw from the savings account to make the minimum payment?
Based on 1.5% interest in a 123 account it equates to around £193 pre tax.
Thanks!
0
Comments
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Good luck with 'renegotiating a deal' with Barclaycard. Let us know how you get on.
If you are lucky you MAY get a money transfer offer when the interest free period comes to an end. If lucky you will be offered 12 months at 1.9% or more likely 2.9%, IF you get a money transfer offer at all.0
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