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Any Advice on Which Lender
simon_needs_help
Posts: 7 Forumite
Hello,
I am wondering if anyone can help? I have checked all three of my credit reports and found one default on CallCredit only.
Experian and Equifax don't show this account and show a good history otherwise.
*All accounts are up-to-date and have the correct addresses and information.
I understand that certain companies report to different agencies..
But I am getting a Mortgage in the up coming months and looking around high street lenders, but I'm concerned that they use all three for checking and my CallCredit will be my downfall.
Any advice if anyone knows what agencies some high street banks use as of 2018 please?
Many thanks
Si
I am wondering if anyone can help? I have checked all three of my credit reports and found one default on CallCredit only.
Experian and Equifax don't show this account and show a good history otherwise.
*All accounts are up-to-date and have the correct addresses and information.
I understand that certain companies report to different agencies..
But I am getting a Mortgage in the up coming months and looking around high street lenders, but I'm concerned that they use all three for checking and my CallCredit will be my downfall.
Any advice if anyone knows what agencies some high street banks use as of 2018 please?
Many thanks
Si
0
Comments
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Quite sensitive information that you are asking for.
Why not just contract a broker to do the work for you? They should know which lenders would be appropriate for you and your circumstances.I am a Mortgage Broker.
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice0 -
with a default showing, it makes sense to use a broker rather than a bank.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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You have made the same post twice more or less - https://forums.moneysavingexpert.com/discussion/5849100/mortgage-lenders-and-credit-agenciesI am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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