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14% interest but......

Is this any good?

http://www.alliance-leicester.co.uk/insurance/index.asp?page=save-protect&exp=30&cm_mmc=inbox-_-own-_-in3298000189996email-_-package_product:_save__protect

i've been thinking about taking life cover anyway, and as i have 3k knocking about in cash i could i think make a quick couple of hundred quid - but IS IT ACTUALLY ANY GOOD:confused:

Obviously it's only for a year and then maybe an isa?

thx

Liquid Stool

Comments

  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The figures have been discussed a few times recently, so if you browse through some of the threads from the last couple of days you'll see the various opinions on this product combination.
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • Jonbvn
    Jonbvn Posts: 5,562 Forumite
    Part of the Furniture 1,000 Posts
    Lets look at the numbers:

    A&L: 3k invested @250pcm @ 14% = GBP210.00
    Another RS: 3k say at 8% = GBP120.00

    Therefore, it really depends on the life cover they offer you. Ask for a quote and if that is not more expensive than the best quote plus GBP90 then this is a good product for you.
    In case you hadn't already worked it out - the entire global financial system is predicated on the assumption that you're an idiot:cool:
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