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Vanquis v cap one

gerrard8_s
Posts: 23 Forumite
in Credit cards
Right then here is my rant! I have both of these (guess who has a bad credit history<<<<<) I read somewhere on another thread that someone rang in to vanquis and asked them to lower their APR which they wouldnt so he asked them to cancel the card which they did! I just rang them they said no to dropping my APR and no to cancelling my card the only way to cancel my ACC is to pay it off (obviously if i had a £1,000 i would) I then rang Cap1 after a heated discussion he has stopped my card and dropped my APR from 32% to 28% although both cards are in pieces in the bin anyway is there no other way round it i can only afford the min amount every month as they both total £100
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