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What to do with £100k...???
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A conservative move would be to pay off the 4% BTL mortgage and put rest in the bank. Then use the rental income to up your company pension and an ISA contributions which should be in a diverse portfolio of stocks and bonds.
If you are more aggressive keep the 4% mortgage and use the money to allow you to max out your company pension and ISA contributions......you could do worse than a respectable multi-asset fund from Vanguard, Black Rock etc.“So we beat on, boats against the current, borne back ceaselessly into the past.”0
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