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Just cancelled Pet Insurance - advice?
zippygeorgeandben
Posts: 1,277 Forumite
Pet Insurance
Hello everyone. First of all if this is in the wrong place, please can a mod move it to a more appropriate board.
I have just cancelled my policy with petplan as the cost has increased by over £40 for the next twelve months so I need to shop around but wanted to ask you lovely members who have pets (more thinking cats) who they are insured with and more importantly what do you pay annually or per month.
I have cancelled the policy which was £437.24 for the year with a payment schedule of £36.51 each month.
We have a 5 year old ginger cat with no pre-existing medical conditions. He is an indoor cat. Always has been. His annual outing is to the vets for a check up.
Looking forward to hearing who you insure your pet with, I just know that over £400 for a indoor (slightly bonkers) cat is too much!
Hello everyone. First of all if this is in the wrong place, please can a mod move it to a more appropriate board.
I have just cancelled my policy with petplan as the cost has increased by over £40 for the next twelve months so I need to shop around but wanted to ask you lovely members who have pets (more thinking cats) who they are insured with and more importantly what do you pay annually or per month.
I have cancelled the policy which was £437.24 for the year with a payment schedule of £36.51 each month.
We have a 5 year old ginger cat with no pre-existing medical conditions. He is an indoor cat. Always has been. His annual outing is to the vets for a check up.
Looking forward to hearing who you insure your pet with, I just know that over £400 for a indoor (slightly bonkers) cat is too much!
Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS
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Comments
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I use Animal Friends. It is around £18 per month and she is around 16 years old.0
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Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS0
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Make sure you take out a life policy, not an annual one.
Don't chose a company that might stop trading during your pets lifetime and leave them without coverChanging the world, one sarcastic comment at a time.0 -
Do a few quotes online.
Check out reviews on companies. Stay away from E & L who are cheap but have a reputation for wriggling out of paying for obscure reasons.
Read the policy document ( not the summary) carefully to make sure you know exactly what you are covered for. There are sometimes restrictions such as on the amount of a claim , or payment for Out of Hours charges or referral to specialists.
I have one elderly dog insured with Morethan for £26 per month and a middle aged on with one previous claim for £3000 for whom I currently pay £26 per month.
But premiums depend on the type of pet, age of a pet and your post code as vet fees vary depending on where you live.
You could try a new quote for Petplan which will probably be lees then the renewal premium.
Or you could consider opening a separate bank account for vet fees and put the money in there instead of the insurance companies coffers.0
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