Just cancelled Pet Insurance - advice?

Pet Insurance

Hello everyone. First of all if this is in the wrong place, please can a mod move it to a more appropriate board.


I have just cancelled my policy with petplan as the cost has increased by over £40 for the next twelve months so I need to shop around but wanted to ask you lovely members who have pets (more thinking cats) who they are insured with and more importantly what do you pay annually or per month.


I have cancelled the policy which was £437.24 for the year with a payment schedule of £36.51 each month.


We have a 5 year old ginger cat with no pre-existing medical conditions. He is an indoor cat. Always has been. His annual outing is to the vets for a check up.


Looking forward to hearing who you insure your pet with, I just know that over £400 for a indoor (slightly bonkers) cat is too much!
Savings as of April 2022
Savings account 1 - £20067.27(20052.54)
Current account - £4707.65(4507.18)
Total - £24774.92(24559.72)
Plus £1069.45 (£65 per month between CS/BS) £900 CS/BS/JS HTB £5000

Replies

  • pramsay13pramsay13 Forumite
    1.6K Posts
    Part of the Furniture 1,000 Posts Name Dropper
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    I use Animal Friends. It is around £18 per month and she is around 16 years old.
  • zippygeorgeandbenzippygeorgeandben Forumite
    1.3K Posts
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    ✭✭✭
    Savings as of April 2022
    Savings account 1 - £20067.27(20052.54)
    Current account - £4707.65(4507.18)
    Total - £24774.92(24559.72)
    Plus £1069.45 (£65 per month between CS/BS) £900 CS/BS/JS HTB £5000
  • statorstator Forumite
    7.4K Posts
    Tenth Anniversary 1,000 Posts Combo Breaker I've helped Parliament
    ✭✭✭✭
    Make sure you take out a life policy, not an annual one.

    Don't chose a company that might stop trading during your pets lifetime and leave them without cover
    Changing the world, one sarcastic comment at a time.
  • sherambersheramber Forumite
    13.8K Posts
    Eighth Anniversary 10,000 Posts I've been Money Tipped! Name Dropper
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    Do a few quotes online.

    Check out reviews on companies. Stay away from E & L who are cheap but have a reputation for wriggling out of paying for obscure reasons.

    Read the policy document ( not the summary) carefully to make sure you know exactly what you are covered for. There are sometimes restrictions such as on the amount of a claim , or payment for Out of Hours charges or referral to specialists.

    I have one elderly dog insured with Morethan for £26 per month and a middle aged on with one previous claim for £3000 for whom I currently pay £26 per month.

    But premiums depend on the type of pet, age of a pet and your post code as vet fees vary depending on where you live.

    You could try a new quote for Petplan which will probably be lees then the renewal premium.

    Or you could consider opening a separate bank account for vet fees and put the money in there instead of the insurance companies coffers.
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