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Notice of Correction
Chronicle
Posts: 23
Forumite
Hi,
I'm hoping someone can please advise -
I received a default from Vodafone around early 2011 and then settled the account late 2011. I added a notice of correction to the default at the time basically explaining what had happened.
It wasn't until 2015 I queried my credit file and it was still showing, fortunately Experian agreed to remove it following Vodafone clearing the default.
I'm curious to know if someone was to request my credit file (i.e potential employer) for vetting purposes, would they see the default and notice of correction, even though Experian have confirmed it has since been removed?
... would I also need to contact other CRA's to have this removed, or does it follow suit? Noddle/ClearScore do not show it however
Thanks
I'm hoping someone can please advise -
I received a default from Vodafone around early 2011 and then settled the account late 2011. I added a notice of correction to the default at the time basically explaining what had happened.
It wasn't until 2015 I queried my credit file and it was still showing, fortunately Experian agreed to remove it following Vodafone clearing the default.
I'm curious to know if someone was to request my credit file (i.e potential employer) for vetting purposes, would they see the default and notice of correction, even though Experian have confirmed it has since been removed?
... would I also need to contact other CRA's to have this removed, or does it follow suit? Noddle/ClearScore do not show it however
Thanks
0
Comments
-
No if its been removed and the default has dropped off they won!!!8217;t see it
Though why would your employer be looking at your credit file?0 -
Lots of jobs require credit checks - financial services jobs and some Civil Service jobs, for example.0
-
Not sure if lenders can see it but my reports still show a notice of correction I placed on it in 2003.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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