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Being on the electoral roll....

smithyyy88
smithyyy88 Posts: 8 Forumite
Second Anniversary First Post
in Credit file & ratings
Just a quick question...
Just registered for the electoral register at my new address albeit 7 months after ive moved in, I was just wondering what details can lenders see when they look at the electoral register?

Can they see previous addresses?
How long you’ve been registered?
Just curious,

Thanks in advance :j

Comments

  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    They can't see those on the electoral register however they can see them on your credit record.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • PixelPound
    PixelPound Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    They will get sent updates on the ER, this might be only once a year, so even though you are on there now, the CRA may say you aren't until they get the next update. They may have you on ER from previous addresses, but not because the ER they get sent includes this but because they already have it from previous ER updates.
  • smithyyy88
    smithyyy88 Posts: 8 Forumite
    Second Anniversary First Post
    Can the CRA’s see previous addresses on the ER or can they only see the updated list whenever it is sent?
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    smithyyy88 wrote: »
    Can the CRA’s see previous addresses on the ER or can they only see the updated list whenever it is sent?

    I would imagine they would see the length of time you have lived at your current address or the address you have updated to. Not sure about past addresses.
  • sourcrates
    sourcrates Posts: 31,807 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Look on your own credit report, it only shows your current address, and the date when you registered on the Electoral roll there.

    That`s the same information anyone authorized to check your report will see.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • PixelPound
    PixelPound Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    sourcrates wrote: »
    Look on your own credit report, it only shows your current address, and the date when you registered on the Electoral roll there.

    That`s the same information anyone authorized to check your report will see.
    MSE CC shows my current and past ER information (every address since I was 18 :eek:)
    Clearscore shows my current and past ER information
    CreditWise shows current and last linked address but not previous ones
    Noddle & GiffGaff (Callcredit) just shows current


    So it varies it seems.
  • sourcrates
    sourcrates Posts: 31,807 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    nic_c wrote: »
    MSE CC shows my current and past ER information (every address since I was 18 :eek:)
    Clearscore shows my current and past ER information
    CreditWise shows current and last linked address but not previous ones
    Noddle & GiffGaff (Callcredit) just shows current


    So it varies it seems.


    It appears so, i only use noddle.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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