We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

TSB classic plus Original

2»

Comments

  • Mchambers
    Mchambers Posts: 1,054 Forumite
    Mr TSB speaking anyone ?:D
  • Zanderman
    Zanderman Posts: 4,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Mchambers wrote: »
    Mr TSB speaking anyone ?:D

    Que?......
  • Deneb
    Deneb Posts: 421 Forumite
    Part of the Furniture 100 Posts
    edited 1 June 2018 at 8:13AM
    No_Name wrote: »
    My annual interest exceeds £1000 and I've maxed out ISA subscriptions.

    Any thoughts?
    Start contributing enough to a personal pension to take yourself out of higher rate tax, then use S&S ISAs to bring your taxable savings interest below £1000 pa.

    Currently, you are giving money away, and if you are unlikely to be a HRT payer in retirement, even worse.
  • No_Name
    No_Name Posts: 137 Forumite
    Thanks for the advice.


    I don't have the M&S yet - maybe later. Will have to start looking into pensions and S&S ISAs.


    The plan to open a second TSB current account is out of the question as online applications don't work!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.