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Missing Nationwide CHAPS

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  • Marvel1
    Marvel1 Posts: 7,436 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    bigisi wrote: »

    You won't be homeless just stay in the rented place if you need to. It would take a lot longer to evict you than this is going to take to

    However as it's the OP that served notice to vacate, beware of double rent act 1737:

    https://www.google.com/search?source=hp&ei=sWIFW6O4FcylwQKD4ICYCw&q=double+rent+act&oq=double+rent+act&gs_l=psy-ab.1.0.0i22i30k1l2j0i22i10i30k1j0i22i30k1l3.1167.3035.0.4145.15.15.0.0.0.0.170.1222.13j2.15.0....0...1.1.64.psy-ab..0.15.1220...0j0i131k1.0.FYQ_Mlqulz8
  • Doozergirl
    Doozergirl Posts: 34,075 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 May 2018 at 2:10PM
    Biggles_dh wrote: »
    The lawyers are forcing an unfair contract to be entered into - I use the word force as when I challenged that it was unfair I was told they have to abide by law society. Why is it that have to commit to losing a considerable amount of money if I don't complete but the seller can terminate and lose nothing bar interest due (words of my lawyer). So I either accept the law society rules or I don't buy a house .. Simply a one sided contract and I thought the law was about equity and balance
    Biggles_dh wrote: »
    They took money out of my account without fulfilling the purpose under which they had authority to do so. They are unable to tell me where the money was held, didn't return it and now claim to have sent it somewhere but are unable to give me any proof to show they've sent it anywhere ket alone to whom.

    I've had money taken from me, that's theft pure and simple. An error I accept is an error and I also accept fraud, but on Friday they've now confirmed they took my money and simply kept it rather than returning it to me. That itself is theft in my book let alone the stories now made to which they can't provide any backup or evidence ...
    Do you think that by ranting, blowing things out of proportion and accusing people of theft that it's going to find the money quicker? You are not homeless yet, no one has served notice to complete yet, there is no evidence that the money has been permanently lost or stolen.

    I'd take a valium and calm tf down. Theft is the taking of something with the intent to permanently deprive. This is a bank we're talking about, you didn't give the money to some bloke offering to clean your gutters.

    Some of us have been through this house buying and selling malarkey more than once, hence we're here. The only way to get through it is to stay calm. There is a timeframe for completion for good reason. Sometimes it goes wrong. You have a choice to start panicking about things that haven't happened or you can actually deal with what has. What has happened is that the money is temporarily missing. The rest of the worry is simply projecting into a future that has not happened. Far more distressing than it needs to be.

    Nationwide will find your money and they will give it to the solicitor well before any notice to complete runs out. Your solicitor should write to your vendor's solicitor and inform them that the money is somewhere in transit and that they have seen the evidence that it has been transferred. I'm sure that has already been done and that is why no one has issued NTC. People are far more reasonable than you seem to think (possibly because you appear to have a tendency to be unreasonable). Nationwide will end up compensating you for the delay.

    Have you already actually failed to complete? Did you really only send funds on completion day? I presume it is just you and the vendor in the chain.
    Everything that is supposed to be in heaven is already here on earth.
  • bigisi
    bigisi Posts: 925 Forumite
    Biggles_dh wrote: »
    They took money out of my account without fulfilling the purpose under which they had authority to do so. They are unable to tell me where the money was held, didn't return it and now claim to have sent it somewhere but are unable to give me any proof to show they've sent it anywhere ket alone to whom.

    that's theft pure and simple. .

    You didn’t check the dictionary did you?

    Care to try again?
  • Ogriv
    Ogriv Posts: 97 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    OP, how are the attempts to retrieve the money going?
    I know that during the buying process, especially if one is inexperienced, it is easy to feel as if it's a rigged game with many of the involved parties motivated to pull the wool over your eyes.
    I hope you are making headway with your complaints to Nationwide.
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