We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Problems with Intelligent Finance

Options
Has anyone else suffered problems since Intelligent Finance forced us to reset all our passwords? I’m unable to log in. Every time I run out of attempts & have to ring IF & reset it all, again! It takes ages as they often have to do it twice. I have to go thru this process every time & they try to blame my mobile! Funny how I’ve logged on by mobile for the past 10 years without any hitches at all! Tonight I’m totally financially stranded as I can’t pay my bills as I can’t login but the company have gone home for the night! Lucky them! Def moving account! Any idea how long this process takes? I already have another account so just need to transfer all the direct debits & incomings etc.

Comments

  • Katiehound
    Katiehound Posts: 8,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well, one of the things you could do is open an account with another bank and then do a switch using the CASS system which takes 7 days. They switch all the payments for you and redirect any for 36 months which would save you the hassle of contacting companies.
    You could switch to Barclays for the double Blue Rewards for 12 months (£11pm for 2 x DDs paid out)
    or Natwest for £100- they also have some cashback on household bills- but I don't know what exactly
    I'm sure there are other switching deals but as I have done them all I don't know the details
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
  • knightfox
    knightfox Posts: 355 Forumite
    Part of the Furniture 100 Posts
    I have the same problem I am now just keeping the account open to switch to another bank
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    The flaw in both posts 2 and 3 is that it would appear that IF are not part of CASS in their own right (although if they share a banking licence with Lloyds they may be able to use the Lloyds CASS access). I also thought that IF provided savings accounts rather than current accounts, but it's possible that they were offered in the past.


    https://www.currentaccountswitch.co.uk/banksandbuildingsocieties/Pages/banks.aspx#I
  • Yorkshire_Pud
    Yorkshire_Pud Posts: 1,962 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I switched a IF current account two years ago, no problems:)

    IF are a dead bank and want their customers to leave.
  • eskbanker
    eskbanker Posts: 36,966 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    agrinnall wrote: »
    The flaw in both posts 2 and 3 is that it would appear that IF are not part of CASS in their own right (although if they share a banking licence with Lloyds they may be able to use the Lloyds CASS access). I also thought that IF provided savings accounts rather than current accounts, but it's possible that they were offered in the past.


    https://www.currentaccountswitch.co.uk/banksandbuildingsocieties/Pages/banks.aspx#I
    They did offer current accounts, and appear to offer CASS support via http://www.if.com/savings/transferexisting.aspx, where their documentation of the process for switching out one of their current accounts includes a link to the (old) CASS URL, which would be somewhat misleading if inapplicable!
  • RaspPav
    RaspPav Posts: 9 Forumite
    Fifth Anniversary Combo Breaker
    Firstly, it is a current account & secondly, it doesn!!!8217;t surprise me that they want people to leave, they don!!!8217;t make them feel welcome that!!!8217;s for sure!!

    I!!!8217;ve switched banks today!
  • RaspPav wrote: »
    Has anyone else suffered problems since Intelligent Finance forced us to reset all our passwords? I’m unable to log in. Every time I run out of attempts & have to ring IF & reset it all, again! It takes ages as they often have to do it twice. I have to go thru this process every time & they try to blame my mobile! Funny how I’ve logged on by mobile for the past 10 years without any hitches at all! Tonight I’m totally financially stranded as I can’t pay my bills as I can’t login but the company have gone home for the night! Lucky them! Def moving account! Any idea how long this process takes? I already have another account so just need to transfer all the direct debits & incomings etc.
    IF website is terrible, I have been locked out of my account 10 timed in two months..it's been quite frustrating. I'm now closing my account now.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    IF website is terrible, I have been locked out of my account 10 timed in two months..it's been quite frustrating. I'm now closing my account now.
    I hope you are doing this by switching for a bonus.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.