Wills, Trusts & IHT Planning - Expensive!

Kynthia

It doesn't matter what the average age to inherit is. When you are planning, you are doing so for the next few years. So the OP has young children and needs to cover the worst case scenario that both parents go and these children are orphans. So their inheritence will be needed to help raise them for the rest of their childhood, possibly contribute to a bigger house for whoever takes them in, and contribute to large expenses a parent would usually help with like living costs at uni, a first car, house deposit, wedding, etc. So wanting as much as legally possible to go to their dependant children is not wrong.