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Just have to tell everyone
Lemon_Tree
Posts: 10,202 Forumite
This will sound really sad and like such a small thing to many but i'm so pleased with myself this month that i have to tell someone.
Tomorrow is payday and i have £8 of my overdraft left, this month i have NOT:
used a credit card
borrowed from my parents 'till payday', and
have not taken any money out of my savings (that are for house hold bills).
In effect i have managed to spend the last month living within my means thereby not increasing my debt and although it's been a struggle i'm so chuffed!
It's probably the first month i've had like this in at least 7 years, no wonder it feels like such an achievement.
Hope you haven't minded me posting this it just seems like such a major event at the moment.
Tomorrow is payday and i have £8 of my overdraft left, this month i have NOT:
used a credit card
borrowed from my parents 'till payday', and
have not taken any money out of my savings (that are for house hold bills).
In effect i have managed to spend the last month living within my means thereby not increasing my debt and although it's been a struggle i'm so chuffed!
It's probably the first month i've had like this in at least 7 years, no wonder it feels like such an achievement.
Hope you haven't minded me posting this it just seems like such a major event at the moment.
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Comments
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Yay!!!! Well done!!!Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015
:j BabySpendalot arrived 26/6/11 :j0 -
Yay!! Well done you!AMxxx
Proud to be dealing with my debt
Official DFW Nerd Club - Member no. 752
Northern Rock Loan £7500(4yrs 4 months left)
Virgin CC £2559.42 - 0% until Feb 090 -
Congratulations. Keep it up & it becomes habit forming.
:T:T:T0 -
well done x:j:beer:0
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yay well done you!! Now dont blow it by getting scrapbooking stash!!! Really really well done!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Hooray!
No it's NOT sad and it's a big step I think to do this....to live within your means.
You are setting up good habits & foundations.....it's great!
Well done - I hope the coming month is *even* better!
Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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well done!!!!!
that is a great achievement and has shown you that it can be done.
Here's to many more months of the same
:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T0 -
thank you you lovely folk, you've all helped me, and i knew you would understand just how much i feel i've achieved. I will be working very hard for the next 5 years to have similar months.
And no more scrap booking stash i promise! lol0 -
That's fantastic well done!!!! :T:T:TTotal 'Failed Business' Debt £29,043
Que sera, sera.
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well done:T great achievement, keep it up:jComping again - wins so far : 2 V festival tix, 2 NFL tix, 6 bottles of wine, personalised hand soap, Aussie miracle conditioner :beer:
Married my best friend 15/4/160
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