Capital One and Card Consolidation

A4445

I’ve been pre approved for cards previously and its been approved, I wouldn't worry about it.

T-G-C

A4445 wrote: »

I!!!8217;ve been pre approved for cards previously and it!!!8217;s been approved, I wouldn!!!8217;t worry about it.

Has yours been referred before or required a Direct Debit to open it?

A4445

I!!!8217;ve never been told ive had to set up a DD in an application, but I!!!8217;ve sent them up anyway.

[Deleted User]

If you're getting £200 everytime then I would probably stop until things improve on your files.

You must be getting offered low limits for a reason

T-G-C

!!! wrote: »

If you're getting £200 everytime then I would probably stop until things improve on your files.

You must be getting offered low limits for a reason

There's nothing to improve, I only turned 18 last year. No defaults, no missed payments, no late payments.

The highest negative factor is high total credit utilization. However, when I received my first Capital One card, I only had Vanquis back then, nothing else, and I still only received £200.

A4445

It takes years to build up a good credit profile, give it a bit longer and things will improve.