I!!!8217;ve been pre approved for cards previously and it!!!8217;s been approved, I wouldn!!!8217;t worry about it.
Has yours been referred before or required a Direct Debit to open it?
Advice provided from this account does not consist of any professional knowledge. For professional debt advice, please contact either National Debtline or StepChange. Advice may consist of personal experience, opinion and/or informational sources.
If you're getting £200 everytime then I would probably stop until things improve on your files.
You must be getting offered low limits for a reason
There's nothing to improve, I only turned 18 last year. No defaults, no missed payments, no late payments.
The highest negative factor is high total credit utilization. However, when I received my first Capital One card, I only had Vanquis back then, nothing else, and I still only received £200.
Advice provided from this account does not consist of any professional knowledge. For professional debt advice, please contact either National Debtline or StepChange. Advice may consist of personal experience, opinion and/or informational sources.
Replies
Has yours been referred before or required a Direct Debit to open it?
You must be getting offered low limits for a reason
There's nothing to improve, I only turned 18 last year. No defaults, no missed payments, no late payments.
The highest negative factor is high total credit utilization. However, when I received my first Capital One card, I only had Vanquis back then, nothing else, and I still only received £200.