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ccj recorded at address

mrmoon
mrmoon Posts: 3 Newbie
edited 16 May 2018 at 6:19AM in Credit file & ratings
Hi,
I have a CCJ registered against me jan 2017 at an address which i have NOT lived at since 2009. I have since sold the property 6 months later the same year.

When i check my credit report with one of the agencies the linked address shows but no CCJ. I check the local court record and it has been registered 2017.

My question is how come it not showing, will this effect my credit & what can i do ?
Thanks everyone !!

Comments

  • forgotmyname
    forgotmyname Posts: 32,946 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not showing because you only checked the 1 agency?

    Check them all.
    Censorship Reigns Supreme in Troll City...

  • Sncjw
    Sncjw Posts: 3,567 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The ccj will go against the last known address given to the creditor
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi mrmoon and welcome to the forum


    You will need to make sure you are checking the correct part of your credit file. CCJs are shown under the public information section. If it's still not showing it could be an oversight by that particular credit agency. As advised above it's best to check with all 3 agencies.


    Susie
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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