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Lifestrategy Distribution

Hi guys, need an opinion on vanguard lifestrategys focus on the UK and USA. The thing is I constantly read about the need to be diverse when it comes to things like region and I was wondering if I should put some money into another fund to balance it out e.g. japan index fund

I'm probably overthinking it and should probably just stick to the "keep things simple" rule.

Comments

  • dunstonh
    dunstonh Posts: 120,323 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    There is already a japanese element and most models have less in Japan than they do UK and US.
    I'm probably overthinking it and should probably just stick to the "keep things simple" rule.

    Simple isnt important. its model that matters. A portfolio of single sector funds is not as simple but is often better. The important thing is knowledge and understanding. What do you know about investing that makes you better than Vanguard with its strategy?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Arwing
    Arwing Posts: 13 Forumite
    When you put it like that, it does sound like a silly question. Thank you.
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    no questions about money are really silly, unless and endless repeat of what to do with 20K lol
  • ColdIron
    ColdIron Posts: 10,040 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    atush wrote: »
    no questions about money are really silly, unless and endless repeat of what to do with 20K lol
    Or why do regular savers only pay half the advertised interest :p
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