European breakdown cover

donna1979

I am coming to the end of a breakdown policy with Start rescue. They have offered a good renewal price but as our car is now 11 year old won't give us European cover and we are driving to France in July for 8 days. I have used the MSE compare breakdown cover link and have had various prices but the cheapest are with companies I've never heard of! £51.85 with Auto-rescue Logistics which says it covers
Section 1: Basic Cover
Roadside Assistance 30 minutes
Local Recovery Up to 25 miles
National Recovery Transport to home or destination
Section 3: Silver Cover Offers the following in addition to Basic Cover Benefits:
Onward Travel
i) Alternative transport
ii) Overnight accommodation (£75 per person, £250 in total)
iii) Replacement vehicle (£100)
Home Start At or within 1 mile of home address
Section 4: Gold Cover Offers the following in addition to Silver Cover Benefits:
Cover in Europe Up to 31 days per trip
Repatriation Market Value of your vehicle
Callout Limit 6 callouts
Claim Limit Max £2,500 total claims per year

They cover cars up to 15 years old.

On another site I have looked at the cheapest for a main 'known' one is Greenflag excess which is £86 for the year but has a £40 excess per call out.

Reviews for all breakdown cover companies seem to vary vastly and I just don't know what best to do. I would like cover that will get us home if we breakdown in the UK, will get us started / to a garage if we breakdown at home but most importantly will help us if we are stuck in France (and unable to speak French). Any advice greatly appreciated!

*j*

Have you looked at co-op insurance?

https://www.co-opinsurance.co.uk/breakdowncover/annual-breakdown-cover

They do short trip and annual policies.

System

What car do you have? If its a Ford and you get it serviced at the main dealer you get free pan European breakdown cover even if its a Motorcraft service.

donna1979

Hi it's a cherolet lacetti! It's a reliable car only done 80000 despite being 11 year old

shown73

Have a look at ADAC. German company but also has English lang website, and seems very comprehensive cover. Worth a look anyway.

donna1979

*j* wrote: »

Have you looked at co-op insurance?

https://www.co-opinsurance.co.uk/breakdowncover/annual-breakdown-cover

They do short trip and annual policies.

Co op is coming up at £109 which with no excess is competitive with the other 'well known' companies. It is provided by AXA. I just don't know what to do for the best!

iainscomputer

Hi, if you open a Nationwide flexplus account which costs £13 per month, European breakdown cover is included as well as Worldwide travel insurance.
We cancelled our Natwest packaged account & opened one of these. They also pay you some interest on up to £2500 balances, this offsets the £13 by a small amount.

Alter_ego

Be aware that if you breakdown on the Peage in France. Only the Peage operated recovery is allowed to come to your assistance.