hi all,

i have a limit of 10500 across three 0pc ccs, balance of about 6000.
should i max these out and make the most of my stooze? or should i leave a little leeway for credit history purpose ie credit utilisation? also wondering what I can do to continue my stooze, can I wait to be closer to my limit and apply for more credit? or could I try to bt some of it and continue spending on the cards?

ps I have enough savings to pay off all of what is borrowed when the time comes.

any other ways to continue to stooze? want to continue as long as possible


  • ricky_vricky_v Forumite
    330 Posts
    Part of the Furniture 100 Posts Combo Breaker
    I personally just max out (leaving a few £ buffer !), take the card out of the wallet and let the min payments do their thing until 0% end.

    Past couple of BT cards went right up to 95% of the limit from MT mule cards. Min payments via DD taken to gradually reduce the balance but mainly letting the stooz earn me a few easy £.

    Others will take a different approach.
  • I got caught out with the payment date v the offer date. Only a couple of £s. But FO declined a claim despite my having paid as soon as I was notified, as it was a couple of days after the offer date. :(
    Keef - Sheerness, Kent UK
  • ben166ben166 Forumite
    11 Posts
    Hi Ricky

    You mention you are using MT Mule cards - which ones are you using currently?

    I cant see any of them anymore.

This discussion has been closed.
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