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Barclays tech pack + travel pack + Blue rewards

Luana
Luana Posts: 12 Forumite
edited 8 May 2018 at 1:48PM in Budgeting & bank accounts
Hi, is this a good deal: paying Barclays £11 per month to get WW family travel insurance, mobile phones insurance, and gadget (tablet, photo cam, smart watch etc) insurance, plus £200 fee free overdraft?

The £11 means:

Barclays current account £24/month fee (= £3 blue rewards fee + £12.50 Tech Pack + £10.50 Travel Pack - £2 discount)

less

Blue Rewards £13/month* (£7 for direct debits, £1 contents insurance, £5 mortgage)

*in the first year the blue rewards will be double (so it will be £26), as I plan to switch my Halifax account - which is my 2nd bank account - to Barclays.

Comments

  • Shakin_Steve
    Shakin_Steve Posts: 2,813 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    It's good value if you need it and you can't get it cheaper elsewhere. We pay for the travel pack because one payment covers both of us with our joint account. Barclays use RAC for the cover, and for equivalent cover, if bought direct, it would be almost three times that amount.
    Can't speak for the tech pack as we don't have it.
    I came into this world with nothing and I've got most of it left.
  • Skippy13
    Skippy13 Posts: 206 Forumite
    Part of the Furniture 100 Posts
    I have the tech pack and for me it's good value. My camera insurance was £13 a month on its own and for £12.50 I've covered the camera, my Apple Watch, both kindles and both our mobiles.

    I've never claimed but my friend has and the service has been good.
  • Luana
    Luana Posts: 12 Forumite
    Thank you. I'm signing up for both packs - in year 1 it's a no-brainer. I did have the Barclays mobile insurance in the past, they used to offer it for £6.50/month as part of a packaged account. I claimed for phone loss and it worked well.

    At the end of year 1, I guess I can re-evaluate...
  • benjus
    benjus Posts: 5,433 Forumite
    Part of the Furniture 1,000 Posts
    edited 10 May 2018 at 1:32PM
    It seems pretty good. My wife and I have a joint Co-op Privilege Premier account which gets us a similar package for £10/month (£15.50 fee - £5.50 everyday rewards), although this account is no longer available to new customers. I think this is good value, so £11/month is also pretty good.
    Let's settle this like gentlemen: armed with heavy sticks
    On a rotating plate, with spikes like Flash Gordon
    And you're Peter Duncan; I gave you fair warning
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