We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit Score Fluctuation

NeilJA
Posts: 6 Forumite
My credit score, obtained via Clearscore, has dropped from 509 in March to 467 in April and then again to 457 in May. I can see no negative factors on my report. I have not obtained nor applied for any additional credit. My total outstanding credit is less than £1000 and I've never missed a payment. How can I find out why has caused this drop as I'm a little concerned?
0
Comments
-
Lose no sleep whatsoever. The 'score' is a made up number designed to sucker you in to worrying about it so the CRA can extract money from you in one form or another.0
-
Temperature's been falling recently so must be in line with that.
As above - ignore the scores and ratings0 -
-
Don't worry, your rating with me, of 4 chocolate digestives and 3 pink wafers, has gone up by 2 custard creams in the same period.
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards