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Credit Score Fluctuation

My credit score, obtained via Clearscore, has dropped from 509 in March to 467 in April and then again to 457 in May. I can see no negative factors on my report. I have not obtained nor applied for any additional credit. My total outstanding credit is less than £1000 and I've never missed a payment. How can I find out why has caused this drop as I'm a little concerned?

Comments

  • usefulmale
    usefulmale Posts: 2,627 Forumite
    Lose no sleep whatsoever. The 'score' is a made up number designed to sucker you in to worrying about it so the CRA can extract money from you in one form or another.
  • Temperature's been falling recently so must be in line with that.

    As above - ignore the scores and ratings
  • MEM62
    MEM62 Posts: 5,518 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    NeilJA wrote: »
    My credit score, obtained via Clearscore, has dropped from 509 in March to 467 in April and then again to 457 in May.

    From 509 to 467 what?
  • Nasqueron
    Nasqueron Posts: 11,168 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Don't worry, your rating with me, of 4 chocolate digestives and 3 pink wafers, has gone up by 2 custard creams in the same period.

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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