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Repayment Plan

Superhoopza
Posts: 604 Forumite

Hi,
Could anyone help determine if this is correct on my credit file.
With Sunny the payday loan company I am on a repayment plan with them but in the Sunny website they have listed as the last few payments as overdue as their system is expecting the originally planned amount to be taken whilst they changed my direct debit to the new amount. I contacted them about this and they said this was normal. Now on my Callcredit credit file it shows this account as overdue as well with 3 overdue payments. I asked Sunny about this and they said said they put a note with CRAs that I was on a repayment plan but this doesn't look like it.
Is this correct?
Also on a separate note I settled my Wonga account at the end of February as showed on my record but they are saying I still have £20 outstanding on it. I have never had that much outstanding so I have raised a dispute with Callcredit to get that cleared. I'm doing my best to improve my credit file after making mistakes and could do without incorrect stuff being further added.
Thanks all
Could anyone help determine if this is correct on my credit file.
With Sunny the payday loan company I am on a repayment plan with them but in the Sunny website they have listed as the last few payments as overdue as their system is expecting the originally planned amount to be taken whilst they changed my direct debit to the new amount. I contacted them about this and they said this was normal. Now on my Callcredit credit file it shows this account as overdue as well with 3 overdue payments. I asked Sunny about this and they said said they put a note with CRAs that I was on a repayment plan but this doesn't look like it.
Is this correct?
Also on a separate note I settled my Wonga account at the end of February as showed on my record but they are saying I still have £20 outstanding on it. I have never had that much outstanding so I have raised a dispute with Callcredit to get that cleared. I'm doing my best to improve my credit file after making mistakes and could do without incorrect stuff being further added.
Thanks all
0
Comments
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Ok just seen it appears somewhere else in my credit file and with an arrangement to pay, so I presume that's how it should look?0
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It should have AP markers - meaning Arrangement To Pay.
Also stop taking PD Loans if you can - they completely wreck your credit history0
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