We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help to Buy vs Lifetime ISA
nicky25_2
Posts: 7 Forumite
Hey all
Im sorry if this subject has been done to death
I would just like some advice regarding where to put our savings.
Myself and my partner obviously want to top up our savings for a deposit for a mortgage. We both have a starting point of 2 grand each but I'm not sure which ISA to use. We can't apply for a mortgage yet as I'm still trying to get my credit record to where it should be to give us a reasonable chance of being accepted.
It will probably ne at least a year before we start applying but I have no clue which ISA to go for. Iv read up on them both but keep changing my mind which is best for us. Help!
Im sorry if this subject has been done to death
I would just like some advice regarding where to put our savings.Myself and my partner obviously want to top up our savings for a deposit for a mortgage. We both have a starting point of 2 grand each but I'm not sure which ISA to use. We can't apply for a mortgage yet as I'm still trying to get my credit record to where it should be to give us a reasonable chance of being accepted.
It will probably ne at least a year before we start applying but I have no clue which ISA to go for. Iv read up on them both but keep changing my mind which is best for us. Help!
0
Comments
-
If you meet the age criteria and not buying for at least a year I would go for the LISA but others may disagreeAn answer isn't spam just because you don't like it......0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards