May NSD Challenge 2018

edited 1 May 2018 at 10:50AM in Debt-free Wannabe Challenges
76 replies 10.7K views
CharleyalmostkingCharleyalmostking Forumite
148 Posts
edited 1 May 2018 at 10:50AM in Debt-free Wannabe Challenges
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January.
Keep us updated with your progress and hope you all have a great start to the new year.

To join,
just post your personal target and you are on your way.

Tips for the challenge;
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

Members
charleyalmostking - 3 nds weekly / 15 nsds monthly
onedaysomeday - 20 nsds monthly

[purplesignup][/purplesignup]
Wedding Fund: £1107.23 / £2,500 Xmas'18: £100.00 / £300.00 Emergency Fund: £100.00 / £1,000H2B ISA: £30.50
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Replies

  • My goal is 3 no-spend-days a week, Save £2 for each NSD I have
    Or to get 15 NSDs this month.

    Weekly groceries / household items such as loo roll etc. and things like medication are not included as a spend day.

    Will defiantly practice more self-discipline , had a rough few months but looking forward to saving for my wedding hopefully next year and to save for an emergency fund
    Wedding Fund: £1107.23 / £2,500 Xmas'18: £100.00 / £300.00 Emergency Fund: £100.00 / £1,000H2B ISA: £30.50
  • onedaysomedayonedaysomeday Forumite
    561 Posts
    Car Insurance Carver! Uniform Washer PPI Party Pooper
    20 for my target please :)
    Just trying to make up for past mistakes and work towards the future I want :hello:
  • Added you :D
    I completely forgot that today was a new month
    Wedding Fund: £1107.23 / £2,500 Xmas'18: £100.00 / £300.00 Emergency Fund: £100.00 / £1,000H2B ISA: £30.50
  • So did I until I clocked in at work :rotfl:

    Today will be a spend day but hoping to pick up the few bits I need for the month today instead of through the month to keep most of them NSD's :)
    Just trying to make up for past mistakes and work towards the future I want :hello:
  • beanieloubeanielou Forumite
    80.4K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Forumite
    I am going to go for 15.
    I exclude yoga, petrol, & food as long as I remain in budget.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • beanieloubeanielou Forumite
    80.4K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Forumite
    So kicking off with NSD no 1 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • spudsmumspudsmum Forumite
    562 Posts
    500 Posts Fourth Anniversary Name Dropper Combo Breaker
    I will join again too please.

    Managed 7 reasonably well last month so will up it to 8 this month.

    Medication, nappies, baby wipes and baby milk are accepted along with petrol or anything else that gets reimbursed by my employer.

    Kicking straight off with NSD #1 today (1/8 completed)
    Total debts £21050! :eek: now £11072.92. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!
  • klew356klew356 Forumite
    1.1K Posts
    1,000 Posts Fifth Anniversary Name Dropper
    Ok, so i am gunna have a go at this. I reckon i could do no spend day 3 out of the 5 days i am work. The only allowance i have is a pre paid spinning membership which may fall on those days. I go home every lunch time for my lunch so no need to go to a shop and petrol i usually fill up at the beginning of the week.
    Weekly groceries etc are not allowed on spend days as if i have done my weekend shop right i wont need any extras!

    15 NSD’s eek

    Yesterday was a no spend day and i span last night
    Today should be a no spend day also
    :j :money:
  • beanieloubeanielou Forumite
    80.4K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Forumite
    NSD no 2 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • Yesterday was an NSD
    today wasnt.
    Wedding Fund: £1107.23 / £2,500 Xmas'18: £100.00 / £300.00 Emergency Fund: £100.00 / £1,000H2B ISA: £30.50
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