Natwest loan Apr advice

valleyboy22

Good morning,

Can anyone who has consumer rights experience look at my loan thread please regarding my rights on this loan.

Thanks

marliepanda

What other information do you need above the two page thread you already have on the loans board?

valleyboy22

I would like to know what right I have to have it at the 3.4% as we have signed for that and got proof of the agreement here.

Can they turn around and say it was an error and this was supposed to be the Apr, or because we signed the document, we are legally entitled to it?

[Deleted User]

It's very simple.

If it was agreed and approved at 3.4%, then that is what it is.

If the rate was changed during the application process, then the new rate applies.

If they have made an error in applying the rate, they will correct the error.

valleyboy22

So if I signed for the 3.4 which I had, then they should give it to me?

marliepanda

You!!!8217;ve already been told all this on your other thread.

valleyboy22

Sorry, but don't want to get this call from natwest and they try and give me all bull.

sheramber

Natwest say 3.4% is the representative rate and the actual rate may vary.

Have you checked your copy of the agreement carefully to make sure there is no reference to the 3.4% being the representative rate . Read the whole document.

If you want a legal answer then you need to consult a lawyer.

Nobody here can see your document or give you free legal advice.

You will only get opinions based on what you are saying. Natwest may hold different information that we don't know about.

valleyboy22

My agreement documents state 3.4 and monthly instalments etc, so if all my documents been set up for this then surely it should be.