We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

2 house insurance policies by mistake

izzyc23
izzyc23 Posts: 2 Newbie
Sixth Anniversary First Post Combo Breaker
edited 27 April 2018 at 11:37PM in Insurance & life assurance
:eek: I have only just realised when my annual renewals have came in that I have actually had 2 house insurance policies going for the last year. Both were being paid by direct debit and I didn't realise....Is there anyway I can get a refund on one as obviously I didn't mean to be paying for 2

Comments

  • Tom99
    Tom99 Posts: 5,371 Forumite
    1,000 Posts Second Anniversary
    [FONT=Verdana, sans-serif]You can try but I doubt it. Both insurance companies have been at risk of you making a claim so have provided you with insurance cover.[/FONT]
  • Zorillo
    Zorillo Posts: 774 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Either, both insurers should return 50% of the premium, or you should contact the insurer for the policy that started later, explain the problem and they may agree to treat the policy as 'Not Taken Up' and refund the money.

    They will be less likely to agree to this if the policies have been running for longer than a year, and they may only refund back to the renewal date.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.