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When you owe more than your annual net salary

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  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Hi

    I was working yesterday, a bit of OT which is good. Need to build back up my EF fund after my new glasses, plus I still need to keep reminding myself I need money for when my car decides its time to stop working - permanently.

    Won £3.40 on the euros, used it to buy 2 flumps, 1 pack of tic tac and a lucky dip for last nights lotto....low and behold won a lucky dip. Lets hope there is good fortune coming my way.

    The dog has finally decided to sit down and stop annoying me, I can't be bothered to do much today...I'm the size of a house and I've no motivation to do anything about it.

    I've studying to do - lots of it and I can't be motivated to do any of it...

    Paid another 1% towards my Credit union...I'm a bit skint this month, so I need to keep whatever spare coinage I have until the end of the month and then I can add more to it.

    Thats all from me

    Night LL xx
    £38,000 and change to £0
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Flumps are good! Are they cheap??
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    I found out today that I'm most likely moving sites at work. Just me....no-one else in my office. It's as if I'm being put in the naughty corner for not doing my job, because there is too much for me to do. I have been asking for help since Mid Jan and I kept getting temps with limited rights and its all just been a mess. And I cried...I'm so cross. I ready my contract again and they can move me around as they please, so I haven't got a leg to stand on and I'll be isolated from my team. And I'm sad and mad about it. Mad because I think I'm being put out to pasture, because I can't do my job and sad because I will miss all my colleagues and gradually be isolated from everyone.

    The site I am moving too has a reputation of literally being like the wild west.

    Until tomorrow

    Night LL xx
    £38,000 and change to £0
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to read this,
    Hopefully it wont be a bad as you think.
    Keep plodding.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Oh no ... really sorry to read this. Can completely understand why you are cross. What’s anyone doing to get you more support to do the job?
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Sorry to hear about this, especially when. you've been making such strides in the DMP world...can you ask for a temporary move, basically play the game and then ask for a review? Explain that you think it may adversely affect the work? and so want to review in a few months? I don't think its unreasonable...

    Hope things get easier soon

    Brizzle x
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    So I am getting moved, that stupid boss of mine asked how I knew...he told me last night on the phone he was 'decentralising'...does he think all women are stupid..clearly judging us by his own standards. I will type the story as I want it for reference, but not tonight. I am too tired.

    I've no desk to move too....they had planned to put me on the corner of a board room table, in a shared office...eh no. utter joke. I spend the day literally in tears. One of my male colleagues actually didn't know what to do, poor man stood staring at me in disbelief.

    I cried to my friend, the girl who started the same day as me (she's adorable) the man who heads up health and safety (very funny and wise man) and the man we have as an outside contractor ( stood in our massive stationary store - the size of an office) crying to him. Cried the whole way home from work, and then all evening. Found a video of my family and my mums voice is on it, so I cried some more. I'm so tired and at times like this I hate being alone. I would love someone to give me a hug and tell me its all going to be OK.

    I want to type all tonight that happened, but i'm wrecked and my head and eyes are sore...the roof of my mouth is sore from swallowing snot and crying...

    I think I'll go to bed and feel really sorry for myself and pray that tomorrow my mum sends me a lottery win so I can stop being sad.

    Night LL xx
    £38,000 and change to £0
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So sorry that this has made you sad.
    Sometimes a good cry is good for the soul.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    So sorry - what a rubbish day for you. Sending lots of best wishes your way x
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Day 1....

    Wasn't so bad.

    I was telling my Dad tonight and he started yapping at me and I cut the call. God forgive me, but I am fed up with being told by everyone to stop being so nice to people. You get what you give. I actually cried cos I miss telling these things to my mum. She would have loved all my stories, especially the one I told my dad tonight, she would have thought it was hilarious. He just yapped.

    I have my phone on flight mode, as I want to be left alone.

    Back tomorrow

    Night xx
    £38,000 and change to £0
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