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No Paperwork

I believe I have been mis-sold ppi in the past and would like to claim. But I have a couple of problems 1) I do not remember who the companies were and I no longer have any paperwork 2) i have changed banks a number of times and no longer have any past account details Is there anything I can do?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If you don't remember who sold you the PPI, short of writing to every lender, no.
  • I do not remember who the companies were
    You can't remember who they were, but you can remember how it was mis-sold?
    What would your complaint reason(s) be?
  • I was never given a choice to refuse the ppi it was always a case of "you need this to protect yourself if anything goes wrong", and was always presented as a requirement to securing the desired loan i.e. "if you don't take the ppi you won't get the loan." It was only years later that I discovered that ppi was really a matter of choice.
  • Nasqueron
    Nasqueron Posts: 11,049 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Problem is if you don't remember who the lenders were, you can't get anywhere with a complaint. Can you prove you were told you had to have it?

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • No - no proof whatsoever. All the answers have so far confirmed the difficulty I knew I faced - thats why I have even considered contacting one of these recovery companies that say they only need name, address and DOB and they will do the rest.
  • They don!!!8217;t - they get you to provide the information then send it off and charge 33% or more of anything you!!!8217;ve awarded for the privilege. The relevant info isn!!!8217;t in the public domain.
  • Nasqueron
    Nasqueron Posts: 11,049 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Mike_Dale wrote: »
    No - no proof whatsoever. All the answers have so far confirmed the difficulty I knew I faced - thats why I have even considered contacting one of these recovery companies that say they only need name, address and DOB and they will do the rest.

    They're a bunch of liars, they don't have access to any information you don't as your financial information is not in the public domain - if they claim to know your records they're lying or stole them

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Ahhhh... then its a bust...
  • Nasqueron
    Nasqueron Posts: 11,049 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Last 6 years of accounts would be on the credit reference agency accounts like Equifax and Noddle, beyond that it's memory only unfortunately - though your old bank records might show who you were paying

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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