MSE News: First Direct launches new current account switch offer - here's how it stacks up

TheShape

Nick_C wrote: »

The M&S dine in offer is still good value if you drink wine.

For the last two years my M&S gift card has paid for M&S Dine in meals for anniversaries and Valentine's day.

castle96

from T&Cs
***£100 to say goodbye
We're not just sure you'll love our service more than anyone else's - we're banking on it. If you don't like the way we do things after six months, we'll not only help you move banks - we'll give you £100 as a leaving present.
To qualify, you must have paid at least £1,000 a month into your account for six months and ]not have banked with us before[/B][/U], as well as switched to us initially using the Current Account Switch Service. You need to contact us to let us know you're unhappy within 12 months of opening your account, and you'll get the money within 28 days of the criteria being met. If you do decide to leave, all other products you hold with first direct will also need to be closed.

I was turned down last year as I had been with them 20+ years ago. Applied y'day. Maybe it will go through

eskbanker

castle96 wrote: »

from T&Cs
***£100 to say goodbye
We're not just sure you'll love our service more than anyone else's - we're banking on it. If you don't like the way we do things after six months, we'll not only help you move banks - we'll give you £100 as a leaving present.
To qualify, you must have paid at least £1,000 a month into your account for six months and ]not have banked with us before[/B][/U], as well as switched to us initially using the Current Account Switch Service. You need to contact us to let us know you're unhappy within 12 months of opening your account, and you'll get the money within 28 days of the criteria being met. If you do decide to leave, all other products you hold with first direct will also need to be closed.

I was turned down last year as I had been with them 20+ years ago. Applied y'day. Maybe it will go through

Not sure why you've quoted the Ts & Cs of their leaving incentive when this thread is all about their joining one, but for anyone interested in the latter, djpailo quoted the correct Ts & Cs in post #29 above. As these include the same provision excluding previous customers, it seems something of a long shot that you'd be rejected on this basis after 20 years but accepted after 21 years....

castle96

still worth a try though !!