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PPI offer
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That is not the case. Most MPPI sales are not complained about. Most MPPI is regular monthly direct debit from the current account. So, you can hardly say you didnt know about it.
Halifax's application included GP details and medical questions. How did they know about those unless you told them?
Halifax retailed a multi-segment policy that could include non PPI elements. Life assurance & critical illness cover for example. So, the MPPI would have only been a part of the premium. Halifax pay up easily on PPI. Shame you used a claims company really as Halifax are a soft touch. However, they will only refund the PPI element. Not the non-PPI side.
Our MPPI claim which was upheld recently was a success though and ours was a monthly payment that was additional to our mortgage payments. We don't even have a mortgage with natwest now and haven't had for over 4 years.0
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