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GDPR & arrears

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  • Brooker_Dave
    Brooker_Dave Posts: 5,196 Forumite
    You are right; the law is clear. Therefore, you won't have any luck at all getting your data removed from the CRA's.

    There's a law that says people *have* to be on CRA blacklists??
    "Love you Dave Brooker! x"

    "i sent a letter headded sales of god act 1979"
  • Brooker_Dave
    Brooker_Dave Posts: 5,196 Forumite
    antrobus wrote: »
    Besides, people "who have not taken any borrowing" are more of a risk than people who have borrowed and are up to date. A known quantity is less risk than an unknown quantity.

    A risk to whom?

    If someone has no need or interest in borrowing money, why should they not be able to exercise their rights and not have the CRAs use any of their data?
    "Love you Dave Brooker! x"

    "i sent a letter headded sales of god act 1979"
  • There's a law that says people *have* to be on CRA blacklists??

    There are no CRA blacklists....
  • antrobus
    antrobus Posts: 17,386 Forumite
    There's a law that says people *have* to be on CRA blacklists??

    There are no such 'blacklists'. I know you've been told this before, many, many times. :)
    A risk to whom?

    To lenders primarily.
    ...
    If someone has no need or interest in borrowing money, why should they not be able to exercise their rights and not have the CRAs use any of their data?

    For one thing, because no such 'right' exists. That's what a number of people have being trying to explain on this thread.:)
  • T-G-C
    T-G-C Posts: 591 Forumite
    500 Posts
    !!! wrote: »
    There are no CRA blacklists....

    Unless he means CIFAS. In which case, you have more chance witnessing the sun turn purple than getting CIFAS to ever remove unexpired information about you.
    Advice provided from this account does not consist of any professional knowledge. For professional debt advice, please contact either National Debtline or StepChange. Advice may consist of personal experience, opinion and/or informational sources.
  • PixelPound
    PixelPound Posts: 3,058 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    T-G-C wrote: »
    Unless he means CIFAS. In which case, you have more chance witnessing the sun turn purple than getting CIFAS to ever remove unexpired information about you.
    Funnily, if you type "purple sun" into a web search engine, you get a lot of images of the sun turning purple! :rotfl:
  • T-G-C
    T-G-C Posts: 591 Forumite
    500 Posts
    nic_c wrote: »
    Funnily, if you type "purple sun" into a web search engine, you get a lot of images of the sun turning purple! :rotfl:

    You can ask for a green sun and it'll still return pictures :rotfl:

    It has me contemplating my existence, but I am yet to see the sun directly turn purple, so until the day, I will continue to contemplate the nigh-on impossible :rotfl:
    Advice provided from this account does not consist of any professional knowledge. For professional debt advice, please contact either National Debtline or StepChange. Advice may consist of personal experience, opinion and/or informational sources.
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