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How many credit cards should I have?

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  • stehouk
    stehouk Posts: 413 Forumite
    Sixth Anniversary 100 Posts
    If you need a cooker and currys are offering an interest free loan or very low apr then do it but if the apr is high then i would suggest applying for a credit builder card with a 0% interest free period so that you can spread the cost over that period, you may be able to negotiate the price down with a credit card and it will also allow you to shop around and get a better deal.
    Don't take out an interest charging loan just to improve your credit history it will improve over time anyway.
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