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Wrong initials on income protection policy

Niceynice
Posts: 2 Newbie
I took out employment protection through my financial advisor and want to make a claim, but financial advisor missed out my first initial on the policy. Thus, missing the first initial of my first name, but bank account direct debits were coming out of are the correct initials, but insurer will not pay out, because of this mistake. This is not a fraudulent claim and is very much correct of all other information, bar missing first name initial.
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Comments
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Follow these steps
https://www.fca.org.uk/consumers/how-complain
If need be make a complaint
http://www.financial-ombudsman.org.uk
But you need to follow the FCA process firstEx forum ambassador
Long term forum member0 -
but insurer will not pay out, because of this mistake.
I have never heard of such a daft reason to decline a claim.
You should complain to the insurer and then the FOS if they reject. You should also contact the adviser as they should be able to supply the insurer with the statement of demands and needs and confirmation of the factfind that goes with it that shows your details.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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