Speeding penalties

melbury

TooManyPoints wrote: »

"It is only those cases that end up at court, so for instance grossly over the limit, or where someone ignores the paperwork, or fails to name the driver that those higher penalties and fines kick in"

Yes the press coverage of last April's changes was particularly poor. It spoke of "new draconian rules" and did not emphasise that it was only cases that went to court that were effected and only the most serious of those. All that happened was that the penalty for the top band of seriousness (>40 in a 20 limit, >50 in a 30, >65 in a 40, >75 in a 50, >90 in a 60 and >100 in a 70) was increased from a "Band B" fine (one week's net income) to a "Band C" fine (one and a half week's net income). There was also a subtle change with the recommended points/ban. It changed from "six points or disqualify for 7 to 56 days" to "disqualify for 7 to 56 days or six points". There was no change for failing to provide driver's details. It remains at a Band C fine and six points.

You cannot go to prison for speeding no matter how fast you were travelling or how many offences you have committed.

Thank you for the detailed reply.

As I said to the other person, I was joking about the prison bit.

Just hope it is a driving awareness course punishment. BTW do you have to tell insurance companies if you attend one of these courses and, if so, does it put your premium up by very much?

facade

melbury wrote: »

BTW do you have to tell insurance companies if you attend one of these courses and, if so, does it put your premium up by very much?

Yes if they ask, and you have to inform them when you do it if that is written in the T&Cs- Admiral ask I believe.

melbury

facade wrote: »

Yes if they ask, and you have to inform them when you do it if that is written in the T&Cs- Admiral ask I believe.

I always do my insurance quotes/buying online. So presumably whichever company you choose you should phone and see if they are going to charge extra because of going on the speed awareness course.

I must admit I was under the impression that you didn't have to tell them, but of course wouldn't want to run the risk of invalidating my insurance.

Begsey

melbury wrote: »

I always do my insurance quotes/buying online. So presumably whichever company you choose you should phone and see if they are going to charge extra because of going on the speed awareness course.

I must admit I was under the impression that you didn't have to tell them, but of course wouldn't want to run the risk of invalidating my insurance.

If you call, some insurers will add something onto the premium simply for not doing it all online.

TooManyPoints

All you have to do is answer the questions they ask you. Until a few years ago it was held that you had to disclose any information you thought they ought to know. Now they have to specifically ask you what they want to know. If they don't ask about courses (and only a few do) you don't have to tell them.