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Charge for Hire Car being Stolen

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Comments

  • zagfles
    zagfles Posts: 21,567 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    Is the £495 the excess on the original policy? If so they'll just argue that it's the same as if a car she owned got stolen. If it's a higher excess than on the original policy ask the insurance company why - they should have used the same excess on the hire car as her normal policy.
  • photome
    photome Posts: 16,693 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Bake Off Boss!
    zagfles wrote: »
    Is the £495 the excess on the original policy? If so they'll just argue that it's the same as if a car she owned got stolen. If it's a higher excess than on the original policy ask the insurance company why - they should have used the same excess on the hire car as her normal policy.

    Do all insurers do that, I know ours does
  • lammy82
    lammy82 Posts: 594 Forumite
    Part of the Furniture 500 Posts Name Dropper
    You're not unreasonable to be annoyed about the case being dragged out but at the end of the day she wasn't able to return the car as per the agreement, so the insurance excess is due.
  • LilElvis
    LilElvis Posts: 5,835 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Whats this now?

    When my car was totalled last year the agreed settlement was split into two parts - the majority paid by my insurer and the balance (around £500) from the company who scrapped it. Only received confirmation last week of the settlement for my injuries and other losses and the accident was the end of July. Still annoyed that I don't get compensated for 3/4 tank fuel :(
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