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Will another phone contract hurt my rating?
Wjs95
Posts: 8 Forumite
Hi, I recently watched Martin Lewis talk about a lady who couldn’t get a mortgage because she had an old phone contract registered at an old address.
It got me thinking that I have 2 phone contracts coming out of my account on EE( mine and my younger sister) due to parents having bad credit and not being able to have it in their name.
I have since moved into my own place but the account is still registered at my parents address. I will be changing mine to my new address, but having my sisters on there will still be at my parents. Will this affect my credit rating as I want to apply for a credit card, thanks
It got me thinking that I have 2 phone contracts coming out of my account on EE( mine and my younger sister) due to parents having bad credit and not being able to have it in their name.
I have since moved into my own place but the account is still registered at my parents address. I will be changing mine to my new address, but having my sisters on there will still be at my parents. Will this affect my credit rating as I want to apply for a credit card, thanks
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Comments
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If the contracts are yours, then your sister's address doesn't matter.0
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So would I be better changing both contracts to my new address, or keeping them separate?0
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Best to change them to your address so that you can monitor any statements etc.0
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Thanks, and one last thing...
Is there anything else that I absolutely have to change to my current address I.e. driving license and passport, as they!!!8217;re still at my parents address. I!!!8217;ve changed my bank and registered into the electoral roll0 -
Driving licence should certainly be changed.
But I would change everything.0 -
Any form of ID or contract, accounts etc. you have should be changed to your current address.
PS - you have no score or rating to damage or hurt
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Ok I’ll get everything changed over just to be sure.
& my score is 792 out of 999, what makes you think I don’t have a score? Lol0 -
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Is this the score you get from Experian on the CreditClub on this site?0
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Yes, the same one.0
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