Will another phone contract hurt my rating?

Wjs95

Hi, I recently watched Martin Lewis talk about a lady who couldn’t get a mortgage because she had an old phone contract registered at an old address.
It got me thinking that I have 2 phone contracts coming out of my account on EE( mine and my younger sister) due to parents having bad credit and not being able to have it in their name.
I have since moved into my own place but the account is still registered at my parents address. I will be changing mine to my new address, but having my sisters on there will still be at my parents. Will this affect my credit rating as I want to apply for a credit card, thanks

[Deleted User]

If the contracts are yours, then your sister's address doesn't matter.

Wjs95

So would I be better changing both contracts to my new address, or keeping them separate?

[Deleted User]

Best to change them to your address so that you can monitor any statements etc.

Wjs95

Thanks, and one last thing...
Is there anything else that I absolutely have to change to my current address I.e. driving license and passport, as they!!!8217;re still at my parents address. I!!!8217;ve changed my bank and registered into the electoral roll

[Deleted User]

Driving licence should certainly be changed.

But I would change everything.

[Deleted User]

Any form of ID or contract, accounts etc. you have should be changed to your current address.

PS - you have no score or rating to damage or hurt

Wjs95

Ok I’ll get everything changed over just to be sure.

& my score is 792 out of 999, what makes you think I don’t have a score? Lol

[Deleted User]

Wjs95 wrote: »

& my score is 792 out of 999, what makes you think I don’t have a score? Lol

It's a fake score from the CRA. It doesn't measure credit worthiness.

Wjs95

Is this the score you get from Experian on the CreditClub on this site?

[Deleted User]

Yes, the same one.