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EGG (Barclaycard) PPI & Plevin
philzi
Posts: 35 Forumite
Claimed for PPI I know I was paying on my Egg Card (which transferred to Barclaycard). I'd tried claiming previously and they just knocked me back - I didn't take this claim to the FCA.
Applied via Resolver, they reopened the case, looked at it again, have ruled to say they don't feel the PPI was mis-sold, but they paid out against Plevin. BC's text message to me is misleading '
I can see mention by Martin that banks might pay out due to Plevin and avoid returning the PPI for which I (like many) have claimed.
Should I now just refer the case of the FCA? Or are cases like this not worth the hassle?
Applied via Resolver, they reopened the case, looked at it again, have ruled to say they don't feel the PPI was mis-sold, but they paid out against Plevin. BC's text message to me is misleading '
I can see mention by Martin that banks might pay out due to Plevin and avoid returning the PPI for which I (like many) have claimed.
Should I now just refer the case of the FCA? Or are cases like this not worth the hassle?
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Comments
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Martin says a lot of strange things.
But if you rejection was less that 6 months ago, you can go to the Ombudsdman.
The FCA don't deal with customer complaints, so no point in going to them.0 -
FCA/Ombudsman - you knew what I meant :-)0
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You have 6 months to refer a rejected complaint to FOS, after that it's time barred and doesn't have to be opened again unless bank agrees to it. You can't open a new PPI complaint and restart the clock, you get one go.
Plevin applies only to rejected complaints so you weren't miss-sold PPI but the commission was too high so you got that back which is a bonusSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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