Loan help

Babycham06

Hello, looking to apply for a personal loan, however, I am a carer for my mum and this is my only involve as my husband has a well paid job. When applying do i include his money too on income? He gives me a set amount each week
Thanks

[Deleted User]

It depends on what they ask you - your own income, or household.

Sncjw

Do you get any benefits,

How much is the loan your looking for.

How will you pay it back and how much money do you get from your husband. I wouldn!!!8217;t say you would class the money from husband as income

Candyapple

Babycham06 wrote: »

Hello, looking to apply for a personal loan, however, I am a carer for my mum and this is my only involve as my husband has a well paid job. When applying do i include his money too on income? He gives me a set amount each week
Thanks

Your husband isn't your employer so no, you can't put down the allowance he gives you as an income.

If you are a carer for your mum I'm going to hazard a guess and say that you're being paid Carer's Allowance? If so, at roughly £65 per week, your chances of getting a loan on your own salary are slim to none.

How much do you need and what is it for?

Have you asked your husband if he would be willing to apply for a loan as a joint applicant?

Given your husband has a well paying job, can you not just save for whatever it is instead?

mambo69

Can your husband not just increase the allowance he gives you so you can save for this need?

System

Ask your husband for the money, its beyond daft to pay interest on a loan and struggle if he has enough money that you don't need to. Seems like yet another situation like my neighbour where the husband has a ton of money, loads to spare and the wife is trying to get by on the pittance she has and struggles whilst he lives the life of Riley. Couldn't even begin to think of doing that to my wife. Time for a hard talk about marital finances.

dealer_wins

Candyapple wrote: »

Your husband isn't your employer so no, you can't put down the allowance he gives you as an income.

If you are a carer for your mum I'm going to hazard a guess and say that you're being paid Carer's Allowance? If so, at roughly £65 per week, your chances of getting a loan on your own salary are slim to none.

How much do you need and what is it for?

Have you asked your husband if he would be willing to apply for a loan as a joint applicant?

Given your husband has a well paying job, can you not just save for whatever it is instead?

That idea went out years ago!!