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How did we get here?

MummyLDN
MummyLDN Posts: 1 Newbie
edited 16 April 2018 at 1:01PM in Debt free diaries
So life kind if took over! In the last 3 years we've relocated and moved house 4 times, got married and had a baby. Subsequently this has left me with nearly £16k on credit cards. Now i'm on maternity leave, I seem to be living off them. Not good, I know :(

I'm starting a new mission, I want to be rid of debt and enjoy my child growing up without the stress of money weighing me down.

Here it goes!!! :j

Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    Congratulations and good luck!

    Dxxx
  • kerron7
    kerron7 Posts: 207 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Good luck on your journey
    Emergency Fund - £150/£500
  • beanielou
    beanielou Posts: 96,799 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiny new diary :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • redofromstart
    redofromstart Posts: 5,955 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Welcome to the diaries, and good luck with your journey!
    My mortgage free diary: +++ Divide by Cucumber Error.  Please reinstall universe and reboot+++

    GNU Mr Redo

  • Starmummy
    Starmummy Posts: 537 Forumite
    Happy new diary.

    good luck
    SM
    debt consolidated 16/8/18 £9,788.01/£12,618.12 :( (Total debt at LBM 1st Jan '18 c..£19.5k)
    EF/FIT savings £97.24 Other Savings £12.17 House Deposit £4,762.64/£20,000 23.8% :D
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