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Debt Collectors Coming After Person Who No Longer Lives Here

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Comments

  • Nasqueron
    Nasqueron Posts: 10,937 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    We had this at university in student housing, a previous tenant had not bothered to pay a phone contract. Eventually when the debt collector letters started I rang them up and explained this was shared housing and the person wasn't there and suggested they speak to the university to get the person's new contact details/parent's home and they stopped sending them. Amused me that the debt went up and up and up and then dropped back to the first amount when they changed firm chasing

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • petesmile
    petesmile Posts: 16 Forumite
    Amusing, indeed! Thanks for the responses.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    petesmile wrote: »
    Amusing, indeed! Thanks for the responses.

    Rather than post the same thread twice just post it once, if it needs moving let the board guides move it.
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    DCFC79 wrote: »
    Rather than post the same thread twice just post it once, if it needs moving let the board guides move it.

    It was at least three!
  • J_B
    J_B Posts: 6,842 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    We bought a cottage in N Wales a few years back - it was a repossession (turned out that the previous tenant had been growing whacky baccy in the shed!)

    There came an £800 leccy bill as well as a few £K credit card bills.
    I contacted all the senders and they stopped after a while.

    *we were doing holiday lets, so didn't really want the unsuspecting guests giving the TV away to an over enthusiastic bailiff!
  • davethorp
    davethorp Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts
    Debt collector letters kept coming for my ex girlfriend who moved out a year or so ago, Initially I passed them on to her. Then I started marking them as not at this address and to return to sender as the OP has been advised. They seem to have stopped now so suspect they!!!8217;ve got the message.

    Debt collectors will eventually do a credit search on a debtor which usually gives them their current address at which point they will send their threatograms there instead
  • daveyjp
    daveyjp Posts: 13,685 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Depends on the paperwork and the reason for the debt, but if it gets to Court with an incorrect address, the address will be provided to the bailiffs and they will call as they only act on instruction.

    Been there, got the T shirt, this despite sending all mail back.

    I was out when the bailiffs called so called them. Told them the person didn't live at the addess and it was a mistake. I had a suspciion who they were after so went and saw him and left the bailiffs number.

    After that I heard nothing more, but had I not had an idea who it was it would have meant calling the police to see them off.
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    I've usually found bailiffs quite easy to deal with in these situations. Obviously they are concerned that you're not the debtor "pretending".
  • pimento
    pimento Posts: 6,243 Forumite
    Part of the Furniture 1,000 Posts
    RG2015 wrote: »

    I assume though that you have opened the envelope which was not a good idea as this suggests that you want to pry into someone else's affairs which doesn't really demonstrate good faith.

    What a load of old baloney. Good faith? What law is that, then?
    "If you think it's expensive to hire a professional to do the job, wait until you hire an amateur." -- Red Adair
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