Used car description does not match V5

We have just been to look at a used car which was listed as a Galaxy Titanuim X. The V5 says it is a Titanuim X. But the trim actually matches a plain Titanium, i.e no leather seats, no sunroof, no electric tail lift etc. It has the correct wheels for the Titanuim X though.

The garage owner was very open about it and pointed it out to us that is actually Titanium despite what the V5 says.

But how could it be shown on the V5 as a different car, and how will it affect insurance? It comes up as a Titanuim X on insurance websites so presumably we'll pay more and if it is a different spec from what it is listed as, it could invalidate our insurance.

Thanks for any guidance on this, we like the car but smells a bit fishy.
«13

Comments

  • Nodding_Donkey
    Nodding_Donkey Posts: 2,738 Forumite
    Ninth Anniversary 1,000 Posts
    Walk away

    But that is too short so here is some rubbish
  • maisie_cat
    maisie_cat Posts: 2,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Academoney Grad
    Agreed with Nodding, walk away, if it smells like a fish etc
  • Ectophile
    Ectophile Posts: 7,862 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The biggest risk would be that the car you're looking at isn't really the one listed on the V5, but a ringer.

    I'n not saying it is, but in that position, I would be looking really closely at all the VIN markings and the engine number.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We have just been to look at a used car which was listed as a Galaxy Titanuim X. The V5 says it is a Titanuim X. But the trim actually matches a plain Titanium, i.e no leather seats, no sunroof, no electric tail lift etc. It has the correct wheels for the Titanuim X though.

    The garage owner was very open about it and pointed it out to us that is actually Titanium despite what the V5 says.

    But how could it be shown on the V5 as a different car, and how will it affect insurance? It comes up as a Titanuim X on insurance websites so presumably we'll pay more and if it is a different spec from what it is listed as, it could invalidate our insurance.

    Thanks for any guidance on this, we like the car but smells a bit fishy.

    When you put the registration into a site like say cazana or even eurocarparts, what does the description show?
    I'm semi certain my V5 just shows the base name of the car and not the trim level.
  • .....walk away.....
  • Johno100
    Johno100 Posts: 5,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you can get hold of the VIN number then I'd suggest looking on the Ford ETIS system which will tell you the spec that it came out of the factory with.

    https://www.etis.ford.com/vehicleRegSelector.do
  • Ectophile
    Ectophile Posts: 7,862 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    DUTR wrote: »
    I'm semi certain my V5 just shows the base name of the car and not the trim level.

    I've just has a look at the V5's for my 2 cars. Both list the specific model and spec level. So the Freelander is listed as a "FREELANDER TD4 ES".
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
  • Phoned the guy to check the VIN and it matches and an Experian check shows the same VIN. Also looked at online sales and there are few listed as "X" but without the sunroof so maybe just a quirk of Ford that it's not such a clear distinction between Titanium and Titanium X when you customise the options. I'm happy to proceed now, so thanks for all the help.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ectophile wrote: »
    I've just has a look at the V5's for my 2 cars. Both list the specific model and spec level. So the Freelander is listed as a "FREELANDER TD4 ES".

    My bad....I just checked mine and as you say it does show the model etc.
    So yep, OP should continue searching rather than waste time battling with the seller and leave it for someone else to worry about.
  • markudman
    markudman Posts: 351 Forumite
    Third Anniversary
    Take a walk away from it, this will only be the start of your problems, If you cannot walk away check it on the Gov website https://vehicleenquiry.service.gov.uk/
    check the mileage, and MOT history https://www.gov.uk/check-mot-history
    if it due.
    Also service history, and make sure it matches the mileage,
    is easier to clock a car less that 3 years old, due to no MOT history
    We may not win by protesting, but if we don’t protest we will lose.
    If we stand up to them, there is always a chance we will win.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.7K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 452.9K Spending & Discounts
  • 242.6K Work, Benefits & Business
  • 619.4K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.