MBNA application approved

unsure100

Hi all,

I went through an eligibility checker and MBNA BT card was pre approved, then went to full application which said approved.

Received email to say all approved but read this paragraph;

The great news is you've been accepted, subject to a few final checks all our applications have to go through. Once approved, your credit limit will be £7,500.

Does that sound right?

Thanks

[Deleted User]

If that's what it says, there's no reason to disbelieve it

unsure100

I just wondered what they would need to check as they have gone through soft and hard search already and said approved?

A4445

It’s probably fraud and ID checks, really nothing to worry about.

[Deleted User]

Just final checks. No difference from ongoing checks throughout the life of the account.

Nothing to worry about if you were honest in your application and your circumstances haven't changed.

PixelPound

You will have been pre approved on a soft search and it will be just a standard thorough check using a hard search to make sure nothing else pops up. It also could be that yours has been selected at random for an audit check, nothing to worry about if your information is accurate.

labradorlove

Hi


I was also approved for an MBNA credit card on Saturday 14th, does anyone have any idea how long these other checks will take as I put in for a Money Transfer when I applied and it said you won't need to wait for your card and pin before requesting a transfer


Never done anything like this before so just curious of timescales


Thank you


Labradorlove x