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Wing Mirror Replacement

Hi,

Today a delivery driver in a white van damaged my wing mirror and my scratch the side of my car. Took all his details etc so I can report it to my insurance company but I'm concerned about doing this.

I'm 32 but a new driver and I've only had the car for 1 month and I'm worried that claiming on the insurance may cause my insurance to go up. I've been told by different people to just get it repaired but unsure of what is the best option.

Can anyone give me some advice?

Regards

Comments

  • sevenhills
    sevenhills Posts: 5,938 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AntoBrow wrote: »
    Hi,

    Today a delivery driver in a white van damaged my wing mirror and my scratch the side of my car. Took all his details etc so I can report it to my insurance company but I'm concerned about doing this.

    Regards

    It will be expensive either way. If you are going to do it properly, you need to report it to the police too.
  • jlemaitre
    jlemaitre Posts: 299 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    As above, But more importantly you've not told us what car its is, year and model. Some cars are very easy to swap wing mirrors over and cost a small sum of money. Are the scratches deep, a MOP can get thinner scratches out.
  • sevenhills wrote: »
    It will be expensive either way. If you are going to do it properly, you need to report it to the police too.
    Why involve the police?

    No one is injured and all details have been exchanged.
  • marlot
    marlot Posts: 4,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I haven't seen a wing mirror in years :-)

    When I clipped the door mirror recently, the replacement was £600 + painting!!!!!
  • flashg67
    flashg67 Posts: 4,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    marlot wrote: »
    I haven't seen a wing mirror in years :-)

    When I clipped the door mirror recently, the replacement was £600 + painting!!!!!

    Perhaps they charged you double for being such a pedant? ;)
  • Le_Kirk
    Le_Kirk Posts: 23,926 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Today a delivery driver in a white van damaged my wing mirror and my scratch the side of my car. Took all his details etc so I can report it to my insurance company but I'm concerned about doing this.
    You REPORT the incident to your insurance company but you CLAIM from the van driver, if you have his insurance details as you intimate above.
  • Depends on the car and age of car. I replaced some door mirrors on a 206 years ago more than once, I used to get them off eBay for around £20-30. Five minutes to fit.
  • datostar
    datostar Posts: 1,288 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sevenhills wrote: »
    It will be expensive either way. If you are going to do it properly, you need to report it to the police too.

    Not if there's no injuries and they've exchanged details.
  • Hi all,

    It's a Ford Fiesta Zetec 2016.

    Not sure if there is any need to report this to the police.

    Didn't get the insurance details but I have spoken with the company the driver works for so it shouldn't be a problem to get this.

    The scratch is pretty deep, I think it's about 3-4mm deep.

    Still unsure of whether to go with my insurance company or just sort out between me and the company.
  • z1a
    z1a Posts: 2,522 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    AntoBrow wrote: »
    Hi all,

    It's a Ford Fiesta Zetec 2016.

    Not sure if there is any need to report this to the police.

    Didn't get the insurance details but I have spoken with the company the driver works for so it shouldn't be a problem to get this.

    The scratch is pretty deep, I think it's about 3-4mm deep.

    Still unsure of whether to go with my insurance company or just sort out between me and the company.

    That aint a scratch, it's a gouge.
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