Out of pocket from claim, please help!

Herzlos

waamo wrote: »

Getting £1k off a £10k asking price is possible. You need to bear this in mind when valuing your car and a replacement.

Not in most forecourts these days - people tend to look online and only visit the cheapest one.

GunJack

Dukebox wrote: »

I think this is the problem I have, that one car is 9k but the average seems to be drastically different, it's also about 200 miles from me which is a colossal pain.

I don't understand this assumption that haggling is something I can reasonably do, all of my experience in haggling have failed miserably. So why would I not go for the advertised price? I appreciate the responses thus far.

If you're only looking at, say, a 25-mile radius of where you live, concentrate on finding equivalent cars within that radius and use those as evidence for your valuation...

iolanthe07

Never accept the insurance company's first offer. There is always room for negotiation.

Car_54

The insurance ombudsman says:

"To decide whether an insurer's valuation is reasonable, we compare it with prices in specialist motor trade guides - called Parkers', Glass's and CAP. We!!!8217;ll generally look to see if the insurer!!!8217;s valuation is in line with what the guides say.

We might also use engineers' reports to help us decide whether the insurer's valuation is reasonable. These can give useful information about the condition of the vehicle. We don't usually find adverts helpful to judge a vehicle's value, because the selling price usually turns out to be lower. But they may be if the car!!!8217;s a classic or rare model."