Debt Free in 15 years.

bytheseas

Back in the good day mood haha.

I must come across like such a miserable !!!!!! reading all these!

Anyways. Both the jobs I had booked in went ahead and one added an extra so +£70 today for 4 hours work.

Paid off the money I had to borrow for the bank going over and still have £30 to add to the shortfall.

Also just booked a £120 job for Monday coming..... however I do have bad vibes about this one and I'm rarely wrong. So keep an eye out for me complaining about someone cancelling or not being in haha.

Have an epic Friday/weekend everyone

bytheseas

Well, I was right about that job. Cancelled yesterday, but not until i messaged her to confirm.

Pokemon cards are sitting at £161 with 8 hours remaining. Pretty happy with that, fingers crossed the winner pays tonight or I'm !!!!!!ed haha.

Pretty good day on business 1. That makes money daily from ads and such, even if I don't work but a £65.35 day is the best in a few months. However I can't use those funds. LTD Company and it's owed to HMRC anyway. But yeah, another thing to smile about anyway.

I start the training week of the new part time job tomorrow. No idea what I'm going to wear, will have to look through the wardrobe later. It's going to cost in petrol, but they they provide a free lunch so that's going to even out haha.

beanielou

Boo to the job.
Yah to the Pokemon cards.

bytheseas

Well guys, it's been a little while since my last post.
Nothing major to report, just getting on with it I guess. New part time job is fun, genuinely enjoying it and the hours fit around my other commitments perfectly.

I have the final payment to HMRC coming up in just over a week (the 1st) then I can start paying off those accounting fees instead. Not long now guys. By July 31st I should have 0 unsecured debt, unless something goes massively wrong between now and then.

bytheseas

Well, I've just had to save and put an overdraft on my account.

£47 in the account and my mortgage comes out tomorrow. I did get paid from the new job but it was a pretty small payment as I just caught the cut off date.

I was also expecting a half payment from my last part time job too as I worked a little while after payday but after nothing coming into my account I've gone over my hours and it looks like those were included in my last pay.

So pretty much a month without any wages as there's nothing extra in the business account. Just enough to pay those HMRC fees.

I feel like crying, thought the end was in sight but not even after I've paid the HMRC money and accounting fees I'm then going to have to get myself out the overdraft too. Just one endless loop. Magic money tree seeds please?

Working_Mum

Aw sorry to hear bytheseas
Can you sell anything on fleabay or do a carboot to tide you over?? Have you empited your piggy banks and checked down the sofa? When do you have to cope until?

How much will being in your overdraft actually cost you?? Can you ask to move to a cheaper style account or maybe swap it online and get a fee??

beanielou

Working_Mum wrote: »

Aw sorry to hear bytheseas
Can you sell anything on fleabay or do a carboot to tide you over?? Have you empited your piggy banks and checked down the sofa? When do you have to cope until?

How much will being in your overdraft actually cost you?? Can you ask to move to a cheaper style account or maybe swap it online and get a fee??

Seconded by me.

bytheseas

Unfortunately not. I've sold everything worth selling at carboot and on ebay. Listings ended up costing me more than I was making from sales.

bytheseas

Well.....


Today....


Is.....


a....


good....


day....


I've genuinely just done a happy cry.
I sold the rights to one of my games. Not only have I paid off all of my unsecured debt (tax, accounting, overdraft) but I also have enough money in the bank to shop around for a little van for business 2, too. Instead of having to look unprofessional with trailer.

I can't believe I'm actually writing this sentence bit I have 0 unsecured debt.
That was a very long 6 month and I'm glad it's over.

beanielou

Wow, go you.
That is fab :j :j