Optimal number of investments?

Prism

enthusiasticsaver wrote: »

Why not go for a multi asset fund which is already balanced and well diversified? I find that the easiest option.

The performance typically isn't very good. Its easy but you can get better gains from selected regional or global funds

rathernot

enthusiasticsaver wrote: »

Why not go for a multi asset fund which is already balanced and well diversified? I find that the easiest option.

I've long enough ahead that I'm able and prepared to be a little bolder.

Of course it's an entirely valid approach, but not one I want to take for now.

aroominyork

The OP's post #7 makes it unclear whether s/he is asking about funds or underlying holdings, but if it's the former here is a similar thread I started last year https://forums.moneysavingexpert.com/discussion/5732785

rathernot

Funds or Investment Trusts ultimately.

But of course one fund may have 20 holdings, another may have the entire index etc.

Filo25

I know I have FAR too many, but will slowly winnow that down with experience and increasing confidence.

BLB53

You could easily get along fine with just the one fund...Vanguard Lifestrategy which will hold over 15,000 individual holdings from all around the world and deliver a decent return at low cost. Just select the most appropriate level to enable you to sleep at night when the markets head south...job done!