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How many accounts can I have?

As part of my new 'getting organised' phase, I am sorting out my savings etc into different pots. I noticed that I can name my Sainsburys online savings account so that is now my Wedding Pot, but can I open more accounts with them for other types of savings such as Xmas and DIY? Or are you only allowed one account. I already have a HSBC online saver, Sainsburys Online Saver and Halifax ISA, is this a bit excessive?
Light Bulb Moment 01 May 2007

Comments

  • liz105
    liz105 Posts: 378 Forumite
    dont see why you cant have more than that as long as you can kep track. only one ISA tho I think. I have 2 online savers and an ISA.
    Mummy to two girls, 4 & 1, been at home for four years, struggling to contend with the terrifying thought of returning to work.
  • ISTR that the Sainsburys Bank account allows you to divide the account into more than one "pot".
    The acquisition of wealth is no longer the driving force in my life. :)
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    I have 4 main savings accounts, plus an ISA plus ING which I find useful for splitting small amounts into the various pots. ING is actually pretty rubbish but I find it useful for sticking £10 a month in car tax, £20 house insurance £30 car insurance etc. I then have 2 regular saver accounts, one account for household savings for stuff like christmas, birthdays, holidays, furniture etc etc. And then an account which never gets touched unless I find a better interest rate. I think you should have as many as you need and can cope with.
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • p1an0player
    p1an0player Posts: 1,196 Forumite
    I think it's worth having different current accounts. Not only do they offer opening incentives, but different accounts have different benefits.

    For example A&L offers free travel insurance on one of its accounts, Nationwide has free overseas transactions, and it's perhaps worth having a Visa Electron account if you travel on low-cost airlines regularly..
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