Different types of debt, where do you stand on student loans

twisting

Thanks DrSpendLittle.

I'm 40 now and have no pension so I need to get real on the pension pretty quickly, while sorting this stuff out too.

I think you're very sensible about getting the small stuff out the way so as to keep the momentum going. We have quite a few contracted essential works going on on our house at the moment which we're paying cash for, and that's taking every penny we can eke out of our income, but once that's done, we're going to get the main car finance finished off (£1670 ish).

After that yes, we need to get the family money together and I follow your logic about the student loans. We'll start on the 6% loans after that and depending on life, I may start repaying the Plan 1 loans above my salary deduction to be rid of them, but they're okay to stick around if needed.